Ngaba iibhondi zePremiyamu zisakulungile?

Ngaba iibhondi zePremiyamu zisakulungile?

Yeyiphi Imovie Ukubona?
 




Ndakhe ndathi kule kholamu ngaphambili ndingumntu othanda i-Premium Bonds - kodwa kuphela kubahlawuli berhafu ephezulu abanemali eyoneleyo yokuthenga eyona £ 50,000 iphezulu.



Isibhengezo

Ke inyathelo lakutshanje loLondolozo lukaZwelonke kunye notyalo mali landishiya ndibanda.



Nge-Agasti, yabhengeza ukuba nabani na ngoku angathenga ii-Premium Bonds zabantwana abangaphantsi kweminyaka eli-16 ubudala.

  • Ungawuphucula njani umlinganiselo wamandla ekhayeni lakho- kunye nokunciphisa iindleko zamatyala akho ombane
  • Imibuzo yabafundi: Yeyiphi inzala yokonga ngaphandle kwerhafu endivumelekileyo?

Kwixesha elidlulileyo bekuvumela kuphela abazali noomawokhulu ukuba bathenge iibhondi egameni lomntwana. Ngoku indlela ivulekile koomakazi, oomalume kunye nabahlobo bosapho ukuba bazithenge njengezipho, nazo.



Olunye utshintsho ekuqaleni konyaka lucuthe ubuncinci bokuthengwa kweeBond ukusuka kwi- £ 100 ukuya kwi- £ 25. Izipho zemali ethozamileyo kakhulu ngoku zinokuba ngohlobo lweePremiyamu zePremiyamu. Nangona kunjalo, ibhondi nganye inethuba elinye kuphela kuma-24,500 lokuphumelela amabhaso kwitsalo nganye yenyanga.

Oko kuthetha ukuba iibhondi ezingama-25 zinokuphumelela ibhaso kube kanye kwiminyaka engama-80 okanye njalo.



Kwaye loo bhaso iphantse yabotshelelwa kwi- $ 25. Ngamanye amagama, kukho ithuba lokuyiphinda kabini loo mali kubomi bomntu. Njengokuba abantwana ngokubanzi bengayihlawuli irhafu yengeniso, inyani yokuba amabhaso akhululekile kwirhafu ayizukubanceda kubo, nokuba.

Nangona kunjalo, kukho enye indlela yokujonga ezi zibalo. Ukuba loo £ 25 ibekwe kwiJunior ISA, inokufumana uninzi lwe-3.6% ngonyaka-engaphantsi kwesigidi.

Ke ukulahleka komdla ngokuthenga iiBond endaweni yeJunior ISA kuncinci. Kodwa ngenxa yelahleko yomzuzu umntwana ufumana ithuba lokufumana ibhaso elikhulu.

Amathuba ngokuchasene nokuphumelela i- $ 1,000 ngonyaka nge- £ 25 Bond imalunga ne-140,000 ukuya kwenye kwaye imalunga nezigidi ezili-137 ukuya kwenye kumlingo oyi- £ 1m, abathi abantu ababini abanethamsanqa baphumelele inyanga nenyanga.

Abanye banokucinga ukuba lithuba elifanelekileyo lokuthabatha kunye nomdla. Iibhondi ngokwazo zinokufakwa ngexabiso lexabiso nangaliphi na ixesha kwaye azikho semngciphekweni. Amathuba okuphumelela i-Lotto draw-engaphantsi kwe-16s engenakungena-malunga nezigidi ezingama-45 ukuya kwenye.

Isibhengezo

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