Ukuba usebenze njengomqeshwa ebomini bakho, uphantse wahlawula kwi-akhawunti yakho yoKhuseleko lweNtlalo - kwaye ngokunjalo nabaqeshi bakho. Ukhuseleko lweNtlalo lubonelela ngengeniso esisiseko kubantu abadala emva kokuthatha umhlala-phantsi, kwaye idityaniswe nenkqubo ye-Medicare ngokunjalo, ebonelela nge-inshurensi yezempilo esisiseko kubantu abadala. Ukuphonononga isitatimenti sakho soKhuseleko lweNtlalo kwi-Intanethi kunokukufundisa okuninzi malunga nomhlalaphantsi wakho wexesha elizayo, kwaye ungabamba naziphi na iimpazamo ngexesha elininzi lokuzilungisa.
Ubudala bakho bomhlalaphantsi busenokungabi ngama-65
Ngelixa uninzi lwabantu lucinga ngeminyaka yokuthatha umhlalaphantsi njengama-65, oko akunjalo ngoKhuseleko lweNtlalo. Ukususela ngo-1980, iminyaka esemthethweni yomhlalaphantsi yoKhuseleko lwezeNtlalo iye yanyuka phezulu njengenye indlela yokunceda ukwandisa impilo kunye nobomi beengxowa-mali zoKhuseleko lweNtlalo. Uninzi lwabantu ngoku lunexesha elipheleleyo lokuthatha umhlala-phantsi (ixesha loKhuseleko lweNtlalo yalo) ubuncinci be-66, kwaye iminyaka iyaqhubeka inyuka ukuya phezulu kwinyanga ngexesha. Ungayifumana iminyaka yakho yokuThatha umhlala-phantsi ngokupheleleyo kwisiteyitimenti sakho.
kwenzeka ntoni xa ubona 11 11
adamkaz / Getty Imifanekiso
Ungafumana eyethu into efunyanwa lusapho lwakho ukuba uyasweleka
Ukhuseleko lweNtlalo alukwenzi nje iintlawulo kuwe. Ukuba unokusweleka, iqabane lakho kunye nabo baxhomekeke kuwe bafanele ukufumana iintlawulo. Baza kufumana malini? Isixa esihlala sikhula sikwingxelo yakho. Ukongeza, iqabane lakho linelungelo lokufumana izibonelelo zomhlalaphantsi xa sele uthatha umhlala-phantsi okanye nokuba unokusweleka ngaphambi kwexesha lokuthatha umhlala-phantsi.
paat / Getty Imifanekiso
Awuyifumani iNgxelo yakho ngeposi ngaphandle kokuba uneminyaka engama-60 okanye ngaphezulu
Ngaphambi kwe-2017, uLawulo lwezoKhuseleko lwezeNtlalo luthumele iinkcazo zonyaka kuwo wonke umntu onikela kuKhuseleko lweNtlalo. Ngoku, nangona kunjalo, batshintshele kwinkqubo ye-intanethi engenamaphepha. Ukusukela ngo-2017, ngabantu abangaphezu kweminyaka engama-60 kuphela abafumana iingxelo ezishicilelweyo nezithunyelwe ngeposi. Mhlawumbi i-SSA yaqaphela ukuba bambalwa abantu abangaphantsi kweminyaka engama-60 ababenika ingqwalasela enkulu kwiingxelo zabo.
sturti / Getty Imifanekiso
Ungayibona into oya kuyifumana ukuba uyakhubazeka ngaphambi kokuthatha umhlala-phantsi
Abadla umhlala-phantsi ayingabo kuphela abafumana izibonelelo zoKhuseleko lweNtlalo. Ukuba kufuneka ukhubazeke kwaye ukwazi ukusebenza ixesha elide, izibonelelo zakho zoKhuseleko lweNtlalo - ngendlela yeentlawulo zoKhuseleko lweNgeniso eyoNgezelelweyo - khaba ngaphakathi. Le nombolo, njengeentlawulo zakho zesiqhelo zoKhuseleko lweNtlalo, iyanyuka ixesha elide usebenza. Isiteyitimenti sakho siya kukubonisa ukuba zeziphi na izibonelelo ozifumeneyo ukuba uyakhubazeka kulo nyaka umiyo.
kali9 / Getty Imifanekiso
Unokuqiniseka ukuba uMqeshi wakho ufumene iMibelo yakho yoKhuseleko lweNtlalo ngokufanelekileyo.
Kufuneka uhlawule ipesenti ezi-6.2 zomvuzo wakho kuKhuseleko lweNtlalo rhoqo ngonyaka, kunye ne-cap ye-128,700 yeedola. Esi sixa-mali sithathwa kumvuzo wakho njengemali exhuzulwayo kuluhlu lwemivuzo, kwaye umqeshi wakho uhambelana nalo mnikelo. Ukuba uziqeshile, kufuneka uhlawule zozibini iziqingatha zaloo nto, ibe yi-12.4 yepesenti yomrhumo. Jonga isitatimenti sakho ukuze uqiniseke ukuba ufumana lonke ityala elikufaneleyo ngaloo minikelo.
Imifanekiso yeGaryPhoto / Getty
Ingxelo yakho ikwaqulathe iGalelo lakho leMedicare
Xa usenza iminikelo yoKhuseleko lweNtlalo, uphinda wenze iminikelo kwi-akhawunti yakho ye-Medicare. Ukusukela ngo-2018, wena kunye nomqeshi wakho banikela ngeepesenti ze-1.45 kwi-Medicare (abantu abazisebenzelayo banikela ngeepesenti ze-2.9). Ukuba ufumana ngaphezulu kweedola ezingama-200,000, okanye iidola ezingama-250,000 kwisibini, uhlawula i-0.9 yeepesenti ngaphezulu kwiirhafu zeMedicare. Jonga isitatimenti sakho soKhuseleko lweNtlalo ukuze uqinisekise ukuba ufumana ikhredithi ngokufanelekileyo ngayo yonke into oyihlawuleyo.
zimmytws / Getty Imifanekiso
gta san andreas cheats macbook
Kuya kufuneka uSete iakhawunti ukujonga iNgxelo yakho
Ukujonga ingxelo yakho yoKhuseleko lweNtlalo kwi-intanethi, kufuneka wenze iakhawunti ye-intanethi. Ukwenza loo akhawunti, kufuneka ube neminyaka eyi-18 ubuncinane. Kuya kufuneka uphendule imibuzo ukuze uqinisekise ukuba ungubani na. Iwebhusayithi yoKhuseleko lweNtlalo isebenzisa ungqinisiso lwezinto ezimbini ukuze uqinise isazisi ngakumbi, ithumela ikhowudi yokhuseleko kwifowuni yakho. Qinisekisa ukuba usebenzisa igama eligqithisiweyo eliqinileyo ekubeni ulwazi lwakho loKhuseleko lweNtlalo luyenye yezona zinto zibalulekileyo zokukhusela ekuxhwilweni okanye kubusela besazisi.
mapodile / Getty Imifanekiso
Unokufikelela kwiNgxelo yakho ngokusebenzisa isixhobo sakho esiphathwayo
Kuya kufuneka umise iakhawunti yakho usebenzisa ikhompyuter, kodwa wakuba uyenzile loo nto, unokhetho oluninzi xa ufuna ukujonga iziteyitimenti zakho zoKhuseleko lweNtlalo. ULawulo loKhuseleko lwezeNtlalo lude lubonelele nge-app ukuze ukwazi ukuphatha iakhawunti yakho yoKhuseleko lweNtlalo njengeakhawunti yebhanki - ngethamsanqa, inokhuseleko oluphambili lwe-cyber.
mapodile / Getty Imifanekiso
Unokucela ukuba iingxelo zakho zithunyelwe ngeposi
ULawulo loKhuseleko lweNtlalo lwenza kube lula kangangoko ukufikelela kwiingxelo zakho ngewebhusayithi kunye ne-app. Nangona kunjalo, ukuba usafuna ukufumana ikopi enzima yengxelo yakho yoKhuseleko lweNtlalo, ungacela enye ngokugcwalisa iFomu yoKhuseleko lweNtlalo ye-SSA-7004 kwaye uyithumele ngeposi. Ingxelo yakho kufuneka ifike kwiiveki ezine ukuya kwezintandathu kamva.
Imifanekiso yabantu / Getty Images
Unokuzibona iiNzuzo zakho zoMhlala-phantsi ekugqibeleni
Isiteyitimenti sakho soKhuseleko lweNtlalo sibonisa izibonelelo zakho zomhlalaphantsi xa uneminyaka engama-62, xa uqala ukufanelekela ukuthatha uKhuseleko lweNtlalo, kunye nakwiminyaka yakho yokuthatha umhlala-phantsi ngokupheleleyo, kwaye kwakhona xa uneminyaka engama-70, nto leyo inqunyulwayo xa kufuneka ufake ifayile yakho. iinzuzo. Ukulinda ixesha elide kunokwenzeka kunokubangela izibonelelo ezininzi ngenyanga, kwaye ulwazi malunga nesitatimende sakho soKhuseleko lweNtlalo kukunceda wenze izigqibo zobulumko kwixesha elizayo.
AleksandarNakic / Getty Imifanekiso